A bilateral loan is formed between a single company and a single lender. The characteristics of Bilateral Loan are:

1)    A Bilateral Loan enjoys a quicker approval process. Overall, a Bilateral Loan has greater flexibility over a Syndicated Loan or debt market financing.

2)    A Bilateral Loan transaction is a private transaction, so the lender may be more flexible on terms and interest tenor than in a Syndicated Loan where certain market practices may need to be followed.

3)  A Bilateral Loan enjoys greater confidentiality than other forms of financing.

Agricultural Bank of China has a team of professionals to customize a flexible, fast and customized bilateral loan solution for the borrower.