1. Trade Finance

With L/Cs, Guarantees, Promissory Notes as the underlying instruments, we will be able to arrange confirmation, re-issue and short term financing for the issuing banks, so that they can work with their clients on business development and funding needs.

• L/C confirmation, L/C re-issuance and L/C Financing
• Re-issuance of Guarantee and Financing
• Financing under Promissory Note

2. Loans

For bank that needs flexibility in amount, tenor and purpose of financing to support customers’ imports and exports, the traditional trade finance arrangement with its limitation to a specific customer or a specific transaction, may not be able to meet requirement. In response to this, for banks expanding in the trade finance business, we will be able to arrange medium to long term loans in the form of bilateral, club or syndication to support their funding needs.

3. Risk Participation

The banking industry is more and more concerned with country risk and bank risk, depending on the background, strategy and risk appetite of a bank, various measures have been set up to limit the exposure in order to control the risk level. Under this arrangement, customer may not be able to get financing from the bank if its limit for the country/bank is full. Since then, Risk Participation arrangement is becoming popular between banks, with agreement in place banks from different countries and backgrounds can cooperate and share the country/bank risk of transactions. Moreover, banks can better manage their liquidity by risk participation arrangement in case of needs.

• Silent/Disclosed
• Funded/Unfunded
• Forfaiting

4. Cash Management and Payment

As a global financial centre, there are more than 150 banks in Hong Kong, to facilitate funds settlement in Hong Kong and Asia, it has developed financial infrastructure “Real Time Gross Settlement System(RTGS)” for HKD, RMB, USD and EUR. In addition, Hong Kong is also a leading Offshore RMB Centre. We are member of the RTGS, and by using this platform, we can manage funds and process payments for other banks.