Important Notice_Agricultural Bank of China

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IMPORTANT NOTICE

By accessing this website and any of its pages, you agree to be bound by the terms set out below and by continuing to use this website following the posting of any changes to these terms will signify your consent to the changes made.

Legality

Products and services referred to in this website are offered only in jurisdictions where and when they may be lawfully offered by the Hong Kong Branch of Agricultural Bank of China Limited ("the Bank").The material on these pages are not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to warn themselves about and observe any relevant restrictions.

Use & Change of Information and Materials on this Website

These pages should not be regarded as an offer or solicitation to sell investments or make deposits in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdictions.The information contained in these pages is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice where necessary. Any information, products or services supplied in this website may be withdrawn or amended at any time without advance notice at the discretion of the Bank. The eligibility of clients for particular information, products or services is subject to the final and absolute discretion of the Bank. It is your sole responsibility to prevent, safeguard and ensure that no computer virus enters your system and this website.

NO WARRANTY

The information and materials contained in this site are provided on "as is" and "as available" bases without warranty or representation of any kind, express or implied. In particular, no warranty or representation regarding non-infringement, security, accuracy, fitness, completeness, sufficiency, usefulness or reliability, for a particular purpose or freedom from computer virus is given in conjunction with such information and materials.

Internet Communications

Messages sent over the Internet cannot be guaranteed to be completely secure. The Bank will not be responsible for any damages incurred by users as a result of any delay, loss, diversion, alteration or corruption of any message either sent to or received from the Bank at the users' request, over the Internet. The Bank is not responsible in any manner for direct, indirect, special or consequential damages arising out of the use of this website.

Communication over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet or otherwise.

Hyperlink Policy

Use of hyperlinks to other internet sites or resources are at users' own risk. The contents, accuracy, opinion expressed, and other links provided at these sites are not investigated, verified, monitored, or endorsed by the Bank. The Bank expressly disclaim any responsibility for the accuracy, contents, availability or omission of information found on sites that link to or from this site. Users are solely responsible for making all enquiries and investigation before proceeding with any online or offline access or transaction with any of these third parties. The Bank emphasize that all activities conducted by users via or at this website are at their own risk. The Bank does not warrant the security of any information users may forward or be requested to provide to any third parties. Users are deemed to have irrevocably waived any claims against the Bank for any loss or damage suffered as a result of any access to or interaction with any other websites via this site.
We are not responsible for any consequences from your downloading any software from any links in our website.

The Bank may include hyperlinks to the websites of the Head Office of Agricultural Bank of China Limited and its other branches for your convenience. The products and services offered on these websites may be limited to persons located or residing in only that particular jurisdiction. In addition, the content on these linked websites may not be intended for persons located or residing in jurisdictions that restrict the distribution of such content. The terms and conditions governing the use of the website of these entities may differ and you should consult and carefully read the applicable terms and conditions before using the website.

Copyright and Trade Marks

The Bank and other parties own the trade marks, logos and service marks displayed on this site and users are prohibited from using them without written permission of the Bank or such other parties.

All contents on this website including but not limited to the text, graphics, links and sounds are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, reused, reposted, reverse engineered, decompiled, used for creating derivative works or used in any other way for commercial or public purposes without the Bank's prior written consent.

Privacy Policy Statement

This Privacy Policy Statement sets out the privacy principles and practices of the Hong Kong Branch of Agricultural Bank of China Limited (the “Bank”) towards the Bank’s commitment in protecting personal data privacy in accordance with the relevant provisions of the Personal Data (Privacy) Ordinance (the "Ordinance").

The Bank highly values personal privacy and strives to preserve the confidentiality and security of all the personal information which the Bank may collect so as to strengthen the trust and confidence between the Bank and its customers.

The term "Data Subject(s)", wherever mentioned in this Statement, includes the following categories of individuals:

(i) applicants for or customers and other users of financial, insurance, credit card, securities, investment, banking and related services and products and facilities provided by the Bank;

(ii) guarantors and parties providing security or guarantee for obligations owed to the Bank; and

(iii) directors, shareholders, officers and managers of any corporate Data Subjects.

Privacy Principles

To protect personal data privacy, we maintain the following privacy principles:

(i) We will be clear and transparent as to how we collect and use data, including providing Data Subjects with a statement of how we may use their data where required.

(ii) We will only collect, process and store data lawfully and where we have a legitimate reason to do so.

(iii) We will collect and process data for specified and lawful purposes, and will not use it for incompatible purposes without first taking all steps necessary under applicable data privacy laws and regulations.

(iv) We will ensure our collection, retention and processing of data is proportionate.

(v) We will maintain appropriate standards of data quality and integrity, and we will implement policies in respect of data accuracy, including taking steps to avoid data becoming out of date where appropriate.

(vi) We will retain data securely, implement appropriate data retention policies, and we will dispose of data securely once it is no longer required. We will ensure that appropriate processes are put in place so only those acting on our behalf with a business requirement to access such data are authorized and able to do so and they are required to observe our confidentiality obligations.

(vii) We will only disclose data to governmental or judicial bodies or law enforcement or agencies or our regulators where this is allowed by applicable laws and regulations.

(viii) Where we transfer data to another third party or to another jurisdiction, we will ensure that the data transfer is lawful.

How personal data of Data Subjects is collected

The Bank may collect personal data in paper or electronic form (including personal data collected via e-banking services or mobile application) or in any other manner.

In relation to the collection of the personal data, the Bank will provide the Data Subjects with a copy of the Bank’s Notice to Customers relating to Personal Data (Privacy) Ordinance (the “DPN”) specifying the purpose of collection, classes of persons to whom the data may be transferred, their rights to access and correct the data, and other relevant information.

Cookies

When a user visits or uses the Bank’s website, some of the user’s information including user’s personalized settings information will be gathered through the use of “cookies”. Cookies are small bits of information that are automatically stored in the web browser in the users’ electronic devices that can be retrieved by the Bank’s website. The information collected by “cookies” is anonymous visitor’s personalized settings information and contain no name or address information or any information that will enable anyone to contact the users via any means. For e-Banking services, a “cookie” with a unique identifier assigned by the Bank will be stored in the users’ web browsers throughout the session after login. Cookies will be expired upon logging off. Should the users wish to disable these cookies, the users may do so by changing the setting of the browser. However, the users may then not be able to make use of the Bank’s e-banking services.

Kind of personal data of Data Subjects held

The Bank will hold personal data of Data Subjects which are necessary for Data Subjects to supply to the Bank from time to time:

(i) in connection with the opening or continuation of accounts and the establishment or continuation of banking facilities or provision of financial, insurance, credit card, securities, investment, banking and related services and products and facilities; and/or

(ii) in the ordinary course of the continuation of the relationship between the Bank and Data Subjects, for example, when Data Subjects write cheques, deposit money, effect transactions through credit cards issued or serviced by the Bank or generally communicate verbally or in writing with the Bank.

Purposes of keeping personal data in relation to Data Subjects

The purposes for which the data relating to the Data Subjects may be used are as follows:

(i) the daily operation of the Bank’s services and credit and banking facilities;

(ii) conducting “Know Your Customer” checks, credit checks at the time of application for credit facilities and during regular or special credit reviews which normally will take place once or more each year;

(iii) creating and maintaining the Bank’s credit scoring models;

(iv) assisting other financial institutions to conduct credit checks and collect debts;

(v) ensuring ongoing credit worthiness of customers;

(vi) designing the following services and products of the Bank and the Bank’s group companies:

(1) financial, insurance, credit card, banking, investment and related services and products; and

(2) reward, loyalty or privileges programmes and related services and products;

(vii) determining amounts owed to or by customers;

(viii) collection of amounts outstanding from customers and those providing security for customers’ obligations;

(ix) complying with the obligations, requirements or arrangements for disclosing and using data that apply to the Bank or any of its branches or that it is expected to comply according to:

(1) any law binding or applying to it within or outside the Hong Kong Special Administrative Region existing currently and in the future;

(2) any guidelines or guidance given or issued by any legal, regulatory, governmental, tax, law enforcement or other authorities, or self-regulatory or industry bodies or associations of financial services providers within or outside the Hong Kong Special Administrative Region existing currently and in the future;

(3) any present or future contractual or other commitment with local or foreign legal, regulatory, governmental, tax, law enforcement or other authorities, or self-regulatory or industry bodies or associations of financial services providers that is assumed by or imposed on the Bank or any of its branches by reason of its financial, commercial business or other interests or activities in or related to the jurisdiction of the relevant local or foreign legal, regulatory, governmental, tax, law enforcement or other authority, or self-regulatory or industry bodies or associations;

(x) complying with any obligations, requirements, policies, procedures, measures or arrangements for sharing data and information within the group of the Bank and/or any other use of data and information in accordance with any group-wide programmes for compliance with sanctions or prevention or detection of money laundering, terrorist financing or other unlawful activities;

(xi) enabling any proposed or actual assignee of the Bank or any part of the Bank’s shareholding or operation, or transferee, participant or sub-participant of the Bank’s rights in any transaction with any customer to evaluate or review its proposed or actual assignment, participation or sub-participation; and

(xii) all purposes directly relating to the above.

Retention of personal data

The personal data and information provided by Data Subjects will not be kept longer than necessary for the fulfilment of the purposes for which the personal data and information are or are to be used at the time of the collection and for compliance with the legal, regulatory and accounting requirements from time to time.

Disclosure of personal data

The personal data and information would not be disclosed to other parties unless such disclosure is made in accordance with the DPN and/or (where applicable) the consent of the Data Subjects and/or the disclosure is permitted or required by any law binding on the Bank.

Security of personal data

The personal data and information provided to the Bank are secured with restricted access by authorized personnel. Encryption technology is employed for sensitive data to protect the personal data privacy during data transmission.

If the Bank engages service providers to handle or process personal data (whether within or outside Hong Kong) on the Bank's behalf, the Bank would adopt contractual or other means to prevent unauthorized or accidental access, processing, erasure, loss or use of the data transferred to the service providers for processing.

Changes to this Privacy Policy Statement

The contents of this Statement may be amended from time to time. Please approach the Bank for the Bank's latest privacy policy.

Data Access Requests and Data Correction Requests

The Bank would comply with and process all data access and correction requests in accordance with the provisions of the Ordinance.

The Bank may impose a reasonable fee for complying with a data access request in accordance with the Ordinance.

Bank’s contact particulars

The person to whom requests for access to data or correction of data or for information regarding policies and practices and kinds of data held are to be addressed is as follows:

The Data Protection Officer

Agricultural Bank of China Limited, Hong Kong Branch

25/F, Agricultural Bank of China Tower,

50 Connaught Road Central, Hong Kong

Telephone: 2863 1905

Fax: 2866 0133

If there is any inconsistency between the English version and the Chinese version of this Statement, the English version shall prevail.

Amendments of our Terms and Conditions

Please note that if you do not accept the amendments made to any of our Terms and Conditions from time to time, we may not be able to continue to provide services to you. If you do not accept the said amendments, you have the right to terminate your account(s), please notify us through our customer services hotline (86) 95599 or (852) 2819 5599 for arrangement.

The new version of our Terms and Conditions will be available on our official website (www.hk.abchina.com) from the Effective Date. Should you require a copy of the new version, please call our Customer Services Hotline (86) 95599 or (852) 2819 5599 or alternatively you can contact your relationship manager.

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