Risk Disclosure & Important Notice

　　1．The investment(s) is subject to the terms and conditions of any investment agreement with ABCI Securities Company Limited. The Bank shall not be held liable to any expense, fee, charge, loss and any legal liability connected with or arising out of the investment agreement with ABCI Securities Company Limited.

　　2．This promotional material is for reference only, the content herein does not constitute any offer, solicitation or recommendation of any investment product or service. The details, amount, time and any other information thereof are subject to relevant terms and conditions of the investment product or service with the Bank.

　　3．Currency conversion risk: foreign currency (including RMB) investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that client converts the foreign currency into Hong Kong dollar/RMB or other foreign currencies. RMB is currently not freely convertible and subject to regulatory restrictions (subject to changes by Hong Kong and Mainland government and/or regulatory bodies from time to time).Clients might have to spare time for the conversion, subject to the regulatory restrictions at that time.

　　4．Investment risk: The prices of securities fluctuate, sometimes dramatically. The prices of securities or bonds may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities or bonds. Clients are advised to seek independent financial and professional advice before you trade or invest. 

　　5．The Bank reserves the rights to change, suspend or terminate the above products, services or promotional offers and to amend or terminate the relevant terms and conditions at any time at its sole discretion without prior notice. In case of any dispute(s), the decision of the Bank shall be final.