A Syndicated Loan is arranged by a single or a group of banks (the arrangers), with other banks joining in as participants in the loan. All participating banks provide financing to the same borrower under the same terms, conditions and repayment schedule, and sign on the same loan agreement. Its main features include:

　　1) Large Loan Size. The loan amount can be large which can effectively meet the borrower’s substantial funding requirements in a single transaction.

　　2) High Efficiency. More efficient means of financing in terms of time and effort spent. After the borrower and arrangers have agreed on the loan terms, the arrangers will conduct the whole syndication for the borrower. All loan administration work will be done by an arranger acting as a facility agent.

　　3) Flexible and Diverse Financing Structures. A Syndicated Loan can be customized via different tranches, containing different structures (Term Loan / Revolving Loan) and currencies.

　　4) Enhance Market Reputation. A successful syndicated loan financing will enhance the borrower’s reputation in the loan market, as it is evidence of the borrower’s excellent credit and financial standing.

　　Agricultural Bank of China Hong Kong Branch has maintained a leading position in the Hong Kong syndicated loan market for many years. According to market rankings, it has consistently ranked among the top 10 mandated lead arrangers in Hong Kong, with particularly outstanding performance among Chinese banks.

　　With a professional syndicated loan team and extensive experience, Agricultural Bank of China is able to design and execute tailored syndicated loan solutions efficiently according to each client’s specific needs. The Bank has successfully provided large-scale syndicated financing support to numerous Chinese and Hong Kong corporates.